Top 10 Best Health Insurance Broker in Phoenix, AZ September 2022

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When you work together, you can use this information and their expertise to pick the best combination of coverage for you. Medicare is full of jargon, similar-sounding plans, deadlines, and hidden costs. If you never dealt with that before, you have a steep learning curve ahead of you.

They’ll spot issues and can give you advice based on experience. When you contact a reputable agent, their services should come without any obligation to sign up. However, all prospect partners MUST be licensed in their resident state, and be in good standing medicare agent with the DOI. AGA is a Medicare Agency that represents most major Medicare Advantage and Medicare Supplement products in the market. Our mission is to take administrative duties off your desk and help you focus more on what you do best, selling.

Also known as Medicare Part C, this coverage combines and enhances the benefits offered under Original Medicare . These plans are quite popular, with 42% of Medicare recipients enrolled in one as of 2021. For 2022, that's $573 per beneficiary for first-time enrollment and $287 for renewals. Of all the rules on “Medicare speak,” this is probably the one that agents recognize the most. An agent who sells Medicare products cannot promote their services in such a way so as to make potential clients think they’re recommended or endorsed by Medicare itself or the government. You need to make it clear to everyone else that you’re working as an independent consultant, in person, on your business cards, on your website, and on any other marketing materials.

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

If you start this process well before open enrollment, you'll be ahead of the competition and positioned for early success. Starting early also entails that you can begin onboarding more clients earlier. In 2021, for example, the Centers for Medicare and Medicaid Services introduced newly mandated cost-sharing for prescription drug payments, and those changes will become active in 2022. As a result, new plans come on the market, and existing plans shift their offerings.